According to CoinMeta, the Bank of England has formed a consortium with Nobo Finance, Dun, Bradstreet, and Polygon Labs to enter the second phase of the Digital Pound Laboratory, testing a small business trade financing process that combines stablecoin payments, digital pound settlements, and reusable business identities. This experiment does not involve real customers or funds; participants will study how different forms of digital currencies and financial data can work together in a non-real-time financial environment. Nobo will lead the project, while Dun and Bradstreet will provide business data, and Polygon will provide smart contracts and infrastructure. The test will focus on cross-border small business trade, with the aim of simplifying settlement processes and improving financing efficiency.