According to CoinMeta, as the stock market faces downward risks, many investors are turning to short-term investments, especially ultra-short-term bond funds. According to Christopher Coolidge, the chief investment officer of Brookwood Investment Group, despite the strong performance of the stock market over the past decade, investors are concerned about potential downward risks. Currently, bank deposit yields are below 1%, and long-term bonds perform poorly in an uncertain interest rate environment. Ultra-short-term bond funds have attracted attention due to their attractive yields and lower downside risks, with inflows reaching $12.8 billion in July. Investors should choose a suitable investment portfolio based on their own risk tolerance.