According to CoinMeta, strategist Garrett Harbron suggests that retirees need to undergo a "complete shift in mindset" to cope with financial anxiety after retirement. He shared four principles, including: setting goals, ensuring basic living needs are met, continuing to build wealth, and simplifying asset management. Harbron points out that many retirees face the reality of having no stable income after leaving their jobs, which exacerbates financial anxiety. According to a Gallup survey, 62% of Americans are worried about not having enough retirement savings, and 54% are concerned about maintaining their current lifestyle. Harbron emphasizes that setting clear goals at the beginning is crucial to help retirees plan sustainable spending plans.