According to CoinMeta, bond yields are rising, which is having an impact on mortgage loans and other consumer loans. Against the backdrop of ongoing inflationary pressures, the increase in long-term bond yields means that borrowing costs are likely to remain high, especially for long-term fixed-rate loans such as mortgages. The yield on 30-year U.S. Treasury bonds reached 5.323% on Tuesday, a 19-year high, before slightly falling back below 5.3%. The yield on 10-year Treasury bonds – a key benchmark for fixed-rate mortgages and other long-term loans – has exceeded 4.7%. This represents a significant increase compared to 4% before the start of the Iran war at the end of February. Lawrence Yun, chief economist of the National Association of Real Estate Brokers, said that the high yields on long-term securities clearly indicate concerns about continued high inflation in the future. The consumer price index in July showed an annual inflation rate of 3.4%, far above the Federal Reserve’s target of 2%. Yun stated that the impact on mortgage loan rates is directly related to bond yields, and consumers should not expect any substantial reduction in mortgage rates.