According to CoinMeta, the dividend yield of the S&P 500 index has approached 1%, hitting a historic low, which has prompted some retirees to reconsider their investment strategies. Retirees have long relied on dividend stocks, but with the decline in dividend yields, they are facing greater challenges. According to Charlie Bilello, the chief market strategist at Creative Planning, the decrease in dividend yields is due to stock prices rising far faster than dividend payments. Meanwhile, JPMorgan predicts that gold prices will reach $5,000 per ounce in the fourth quarter, and investors are protecting their wealth through tax-advantaged gold IRA.