According to CoinMeta, mortgage and refinancing rates were generally lowered on August 26, 2026. Based on the data from the loan market (referenced by Zillow), the average 30-year fixed-rate mortgage was 6.53%, down 10 basis points from yesterday. The 15-year fixed-rate mortgage increased by 1 basis point to 5.94%. The 5/1 ARM mortgage rate dropped by 6 basis points from Tuesday's level to 6.56%. Overall, mortgage rates have decreased by more than 0.5 percentage points since the end of last month, driving refinancing applications to grow by over 62% year-on-year.