According to CoinMeta, as reported by Yahoo Finance, to exceed the median income of American families (about $80,610), one would need to invest around $2 million to $2.3 million, assuming a yield of 3.5% to 4%. By adopting a strategy with extremely high returns, the required capital could be reduced to about $806,000 (with a 10% yield), but a reduction in dividends could instantly eliminate more than 18% of that income. Since the distributions from BDC and REIT are taxed as ordinary income, the after-tax return might be lower than 6%, which is considered a qualified dividend. Therefore, it is crucial to conduct tax bracket modeling before making an investment.