According to CoinMeta, Michael Saylor of Strategy states that the concept of digital credit is to provide one billion people with a stable bank account that offers an annual interest rate of 10%. He revealed that he has invested $60 billion in an encrypted reactor, which is expected to create high-yield bank accounts worth $10 to $20 billion per year, and these accounts are projected to grow by 30% to 50% annually. He advises friends and family to invest $STRC.