According to CoinMeta, FICO ( Fair Isaac ) announced that it will lay off nearly 15% of its employees, about 570 people, as part of its AI-driven restructuring. FICO stated that this change will help the company to “operate more efficiently and introduce innovations more quickly.” As of the end of September 2025, FICO had a total of 3,811 employees, and it is estimated that the restructuring will result in costs of about $27 million in the fourth quarter of the 2026 fiscal year, which will mainly be used for severance payments. The stock price of FICO has fallen by about 58% this year. In addition, the Federal Housing Finance Agency recently allowed lending institutions to use VantageScore when issuing mortgages, which puts FICO in face of more intense competition in the markets it has traditionally dominated. Despite the significant technological investments made by the company in AI, there are currently no signs of widespread unemployment.