According to CoinMeta, Coinbase CEO Brian Armstrong stated that the financial services industry is undergoing a dual technological transformation driven by encryption and artificial intelligence. Traditional financial services companies account for approximately 96% of global financial service revenues. He pointed out that encryption technology is reshaping the financial infrastructure; stablecoins have made fund transfers fast and almost free, while tokenization allows anyone to own assets. At the same time, artificial intelligence is changing user interfaces, with intelligent agents serving both individuals and businesses. Armstrong emphasized that Coinbase is leveraging these cutting-edge technologies to build modern financial accounts and set product records in the third quarter, despite a challenging market environment. He also mentioned that Coinbase holds over 80 regulatory licenses globally and has achieved annual revenues of over $200 million in a forecasted market.