According to CoinMeta, Stani Kulechov, the founder of AAVE, stated that they have officially submitted policy recommendations to Her Majesty's Revenue and Customs (HMRC) suggesting a comprehensive optimization of the tax treatment for crypto asset mortgages and stablecoins. Stani Kulechov proposed to officially include stablecoins within the investment framework of UK personal savings accounts, allowing millions of UK users to directly benefit from the tax-free savings incentives unique to these accounts in the future when lending compliant stablecoins through DEFI or custodial platforms and earning income.