According to CoinMeta, Zhou Wanfu, the vice president of Bank of Communications, stated at the 2026 third-quarter performance briefing for listed companies in the Shanghai region that since 2024, the retail asset quality management in the banking industry has faced significant pressure. Consistent with other banks, Bank of Communications' retail credit asset quality has been under strain, but the trend of increasing non-performing loan ratios has slowed down since the second half of the year. Looking ahead to the fourth quarter, as a series of policies aimed at expanding domestic demand through fiscal and financial coordination are gradually implemented, it is expected that credit demand throughout the year will continue to be released.