According to CoinMeta, several banks have raised their fixed deposit rates for US dollars. Influenced by the Federal Reserve's interest rate hikes, central banks will raise the foreign exchange deposit reserve ratio to 6% on November 15th. The interest rates on US dollar fixed deposit products of some banks have exceeded 4%, and the average benchmark for US dollar financial management performance in October reached 4.1%. The interest rates of foreign-funded banks have significantly increased, while those of state-owned large banks remain around 2.8%, and there is even a phenomenon of inverted term interest rates.