According to CoinMeta, the European Central Bank and central banks of EU countries expressed their opposition to requiring major stablecoin issuers to hold at least 60% of their reserve assets in the form of bank deposits when seeking opinions on regulatory regulations for crypto assets. The reason is that this would expose banks to fluctuations in the stablecoin market and weaken the stability of deposits. The central bank system suggests changing the requirement to stipulate that a certain proportion of reserve assets must be in the form of short-term assets that mature within one to five working days. At the same time, the central banks pointed out that although the regulations are in effect, non-compliant crypto companies can still reach EU customers, posing significant challenges to regulatory enforcement and carrying risks to investor protection.