According to CoinMeta, the European Central Bank is considering conducting a special review of loans related to data centers in order to assess the potential risks that may arise from market sentiment and valuation fluctuations in the artificial intelligence sector. People familiar with the matter revealed to Bloomberg that senior officials at the European Central Bank have mentioned this idea in internal discussions as well as those with banks under their supervision. As concerns about rising interest rates and growing opposition to data center construction increase, there may be pressure on the rapidly expanding field of data center loans. Global regulators are therefore strengthening their scrutiny of artificial intelligence-related risks for banks. This review may take the form of on-site inspections, focusing on how banks assess future cash flows and the value of collateral, as well as how they set aside provisions for potential defaults.